How we collect, use, and protect your information
Last Updated: January 2024
Caribana Inc ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website caribanafinancial.com and use our financial services.
We may collect personal information that you voluntarily provide to us when you:
This information may include:
When you visit our website, we may automatically collect certain information about your device and browsing activity, including:
We use the information we collect to:
If you opt in to receive SMS/MMS marketing messages from Caribana Inc, the following terms apply:
By providing your express consent, you agree to receive recurring marketing and promotional SMS/MMS messages from Caribana Inc using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.
Message frequency varies depending on your interaction with our services. You may receive up to 4 messages per month. Message and data rates may apply based on your mobile carrier's plan. Please contact your wireless provider for details about your plan.
You can opt out of receiving SMS/MMS messages at any time by replying STOP to any message. You may also reply HELP for assistance or contact us at caribana@caribanafinancial.com.
Your consent to receive SMS/MMS messages is NOT a condition of purchase or use of our financial services. You may decline to opt in or opt out at any time without affecting your ability to use our services.
When you consent to SMS communications, we collect and use your mobile phone number solely for the purpose of sending you the messages you've requested. We do not sell or share your mobile number with third parties for their marketing purposes. Your SMS consent and mobile number are stored securely and used in accordance with applicable laws and regulations, including TCPA compliance for messages sent via an automated telephone dialing system.
We do not sell your personal information to third parties. We may share your information in the following circumstances:
We may share information with trusted third-party service providers who assist us in operating our website, conducting our business, or servicing you (e.g., payment processors, data analytics providers, SMS delivery platforms).
We may disclose your information if required by law, court order, or government regulation, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Depending on your location, you may have certain rights regarding your personal information, including:
To exercise any of these rights, please contact us at caribana@caribanafinancial.com.
We may use cookies and similar tracking technologies to enhance your experience on our website. You can control cookie preferences through your browser settings. However, disabling cookies may limit your ability to use certain features of our site.
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child, we will delete it promptly.
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically to stay informed about how we protect your information.
If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us:
Caribana Inc
Email: caribana@caribanafinancial.com
Website: caribanafinancial.com
We are committed to addressing your concerns and resolving any privacy issues in a timely manner.