Financial Services

Direct lending solutions engineered for momentum

Our Direct Lending Solutions

Caribana Inc specializes in direct lending for businesses that refuse to settle for the status quo. We provide strategic capital with speed, transparency, and terms designed for growth.

Growth Capital

Fuel your expansion with strategic growth capital designed to accelerate market penetration, scale operations, and capture new opportunities.

  • Funding from $100K to $5M+
  • Flexible repayment structures aligned with revenue cycles
  • Fast approval process (5-10 business days)
  • No equity dilution required
  • Competitive rates for qualified borrowers

Working Capital

Optimize cash flow and maintain operational momentum with flexible working capital solutions tailored to your business cycle.

  • Revolving credit lines for ongoing liquidity
  • Seasonal financing for cyclical businesses
  • Invoice factoring and receivables financing
  • Inventory financing solutions
  • Quick access to capital when opportunities arise

Bridge Financing

Short-term capital to bridge critical funding gaps during transitions, acquisitions, or time-sensitive opportunities.

  • 3-24 month term financing
  • Quick deployment (as fast as 72 hours)
  • Ideal for M&A transactions and refinancing
  • Flexible exit strategies and prepayment options
  • Minimal documentation for qualified borrowers

Commercial Lending

Comprehensive commercial loan products for real estate acquisitions, equipment purchases, and major capital projects.

  • Commercial real estate financing
  • Equipment and machinery loans
  • Tenant improvement financing
  • Build-to-suit and construction loans
  • Terms up to 20 years for qualified projects

Refinancing Solutions

Restructure existing debt to improve cash flow, reduce rates, and create better terms that align with your current business objectives.

  • Lower interest rates for improved borrowers
  • Consolidate multiple debts into single payment
  • Extended terms to reduce monthly obligations
  • Release personal guarantees where possible
  • Cash-out refinancing for working capital

Asset-Based Lending

Leverage business assets including inventory, equipment, receivables, and real estate to secure competitive financing with flexible terms.

  • Higher loan-to-value ratios than traditional lenders
  • Receivables and inventory financing
  • Equipment and machinery collateral loans
  • Real estate and property-backed financing
  • Flexible covenants and fewer restrictions

Let's Build Your Financing Strategy

Every business is unique. Connect with our direct lending team to discuss custom solutions.

Contact Us Today